Health Insurance

The Colorado Contractors Trust offers the best and lowest cost group health insurance plan in Colorado. And, it is a trust managed by contractors for contractors.

Click here to view the Group Health Benefits Program Benefits

One of the most popular benefits of AGC/C membership is the Colorado Contractors Trust, a self-funded employee benefit program.

The plan is available to employers who are members of either the Colorado Contractors Association, Inc. (our heavy highway sister organization) or the AGC of Colorado, Building Chapter, Inc. who have at least two-full time employees. There are currently over 165 employers participating on behalf of approximately 7,000 employees and their families.

The Colorado Contractors Trust was established under a Trust Agreement dated March 29, 1968 for the purpose of providing a health and welfare plan for the benefit of eligible employees of participating employers. The plan became self-funded effective March 1, 1985 and Pacific Mutual underwrites the life insurance, accidental death and dismemberment and stop loss coverages.

Colorado Contractors Trust is:

  • Administered by Contractors for Contractors
  • Self-Funded
  • Predictable Cost
  • Immediate Claims Payment
  • Comprehensive Benefits
  • In Compliance with Federal Fringe Benefit Requirements


For comprehensive program information, contact: Dennis Phillips at Colorado Contractors Trust at 303-487-4307, dphillips@fringeinc.com or contact one of the AGC member brokers listed.

Aon Risk Services Inc. of Colorado
303-758-7688
 
Compass Insurance Agency Inc.
(Olson & Olson Div.)
303-761-0085
 
Flood & Peterson Insurance Inc.
970-356-0123
 
Freeman Insurance West
303-962-0811
 
Gerald L. Lukton Company, Inc.
303-691-2415
 
Glenwood Insurance Agency
970-945-9161  
 
Hub International Southwest
303-716-4750 
 
IMA of Colorado Inc.
303-534-4567
 
Lockton Companies LLC
303-414-6000
 
Moody Insurance Agency, Inc.
303-824-6600
 
Neil-Garing Agency
970-945-9111
 
Valley Financial Services
970-257-7700
 
Van Gilder Insurance Corp.
303-837-8500
 
Volk & Bell Benefits
970-223-1804
 
Willis/HRH
303-765-1510